Tomorrow people, where is your cash

It's happened before, so I should have been prepared when it would happen again: my roommate's moving out. It's been a joy to have Tina in My Own Little Buddhist Monk Temple TM (formerly Casa Fiesta) in no small part because she wasn't around that often, but also because she was a built in buddy, someone familiar to shoot the shiz with and not a stranger I had to acclimate to. She also paid the lionshare of the rent since she had the larger room, so now, daddy has to pony a few extra hundred dollars each month.

And therein lies my problem.

After I'd made a concerted effort a few years back to pay off my credit cards, I, like a fool, went and got a bunch of new ones. With my improved credit, I had larger limits and, in some cases, lower interest rates, not to mention zero percent introductory rates. Sufficiently lured in, I went a bit more buckwild than I should have. Having a roommate has meant I have the means to pay it all off--in time, at least. But I feel I'm past the age where having a roommate is something I want to deal with, especially since tecnically, I don't need to have one. It's just a matter of living a little bit more within my means instead of going into an online ordering frenzy every weekend.

This is, like, severe first world problem bullshit. Especially since around this time ten years ago, I was stranded on Treasure Island (no, this is a not a metaphor in reference to the popular novel) making a little over half of what I make no, living on payday loans and covering the rent for a missing roommate.
I really can't complain by comparison.

But the math don't lie, and I'm not interested in paying interest on credit cards for several years/months. So I made the criminal decision to borrow against my 401(k). Hopefully, I can learn my lesson for a second time around, and I don't hate myself when I'm older. I already hate the fact that my life has seemed to revolve more around money--ahem--credit cards instead of something more meaningful.

Blech.